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In the 1970s, life insurers further divided the sex-distinct risk classes into smoker-distinct classes, recognizing the accumulated evidence which showed that smokers experienced higher mortality rates than non-smokers

Furthermore, hiring a consultant can save you time and allow you to focus on the day-to-day operations of your business

All variables were recorded at three distinct time points: before any intervention at Baseline (T0), at Week 4 (T4), and at Week 12 (T12)