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Many carriers recognize this distinction in their underwriting guidelines and maintain separate classification provisions for smokeless tobacco that can produce non-smoker class outcomes for applicants who accurately disclose their usage pattern as smokeless rather than cigarette

This distinction is inconsistent with international standards and unsupported by scientific evidence on adolescent growth and development

Among these, tobacco-specific nitrosamines (such as 4-(methylnitrosamino)-1-(3-pyridyl)-1-butanone (NNK) and N -nitrosonornicotine (NNN)), polycyclic aromatic hydrocarbons (such as benzo[ a ]pyrene) and aromatic amines (such as 4-aminobiphenyl) seem to have an important role as causes of cancer

The question in the title above should be phrased differently: What can we do to align the tobacco industrys interests with public health